Picking the Right Cell Phone Insurance Company Isn’t Rocket Science

By Andy Harris posted 05-14-2013 09:01

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Your cell phone insurance is only as good as the company that is providing it. Pick the right company for your insurance cover and you won’t be disappointed; but pick the wrong one, and you will have hell to pay. There are people who do not make an effort to choose an insurance services provider for their mobile phones, and prefer going with the insurance provider who has a tie up with their retailer or network carrier. By not going the extra mile to find the right provider, they might be losing out on plenty of benefits that they otherwise might have got.

It’s not that difficult to choose the right cell phone insurance company that offers an insurance cover that is just what the doctored ordered for you. Let’s take a look at how you can go about choosing the right company in this regard:

Check the History

How long has the company been offering insurance cover, especially cover for mobile phones? If it’s been in this business for a long time, then it must be doing something right. The experience of the company is important; it is reflected in the kind of cover offered by them and their customer support. So always pick from companies that have some years of experience behind them.

Track record of Accepting Claims

You are lucky; you live in an era wherein all kinds of information are available with a mouse click. So make use of this benefit to find out about the ratio of claims accepted to those rejected by a cell phone insurance company. There are some companies that act in a miserly fashion as far as accepting claims is concerned. They refuse to accept a claim on the flimsiest of reasons; it’s advisable that you do not pick such companies. Buy insurance from a company that is reputed for the large number of claims that are passed by it.

Get references from friends and family

One of the best ways of picking the right insurance company is looking for references. Don’t hesitate to ask your friends, family and colleagues to direct you to a company that they believe is the right choice for buying an insurance cover for your phone. Most of them will direct you to a company that they themselves have bought their insurance from. So, it makes perfect sense to ask them for information.

End Words

As can be seen, choosing the right cell phone insurance company is not that difficult. All you must do is use some logic, focus on the right parameters and ask the right people. Don’t needlessly complicate things. Once you have zeroed in on three companies that you believe fit your needs and requirements, you must talk to their sales support staff. Discuss the doubts that you have and allow them to make their pitch. Look up the offers that you are getting and pick the company that makes the best offer.

Take your time to choose the right company. There is no hurry. It is very important that you take the right decision; otherwise you will be paying through your nose for the insurance cover that you buy for your phone.

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